Just a few months into a new year, and you have a new health insurance plan. Whether it is the same plan you always had or a new one, here are some tips to improve your user experience this year.
Know what your plan covers
Now is more important than ever to know what your plan covers. Doing so will help you budget monthly in the case of an unexpected expense, but it will also help you to understand what the costs will be for services before they come up. You can avoid surprise bills, and if they seem incorrect, have the facts to dispute them.
Take advantage of other benefits
A lot of plans offer rewards programs, membership discounts, and other benefits that you may not know about. To learn more about the benefits, simply create an online account, contact the insurance company directly, or call the broker you used to enroll and ask. You may be missing out on discounts on vacation packages, apparel, fitness equipment, and cash rewards for going to the doctor.
Use mail-order prescriptions
If you take prescriptions, costs can add up throughout the year. Checking what your plan offers can help lower the costs. Using mail-order prescriptions can help lower the cost of prescriptions because you can get a 3-month supply at a discount. It will also save you time and gas money traveling to and from the pharmacy. To set this up, contact your insurance company directly.
Don’t forget to take advantage of your insurance benefits this year. It will make you feel like this investment you purchased is well worth the money.